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Thread: [mm]puFmylESifh jrefrmh vlaerIb0 aqG;aEG;csufrsm;[/mm]

  1. #1
    VIMC r[m;',m; Cupid Buzy Buzy Buzy   MrYoDa is on a distinguished road MrYoDa's Avatar
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    Default puFmylESifh jrefrmh vlaerIb0 aqG;aEG;csufrsm;

    puFmylESifh jrefrmh vlaerIb0 aqG;aEG;csufrsm; .

    t"Du uawmh puFmylrSm a&mufaewJh jrefrmwdkY &JY b0tajctae? vIrIa&;? pD;yGm;a&; pwJh b0 &yfwnfrIawGeJY ygwfoufwJh tydkif;udk tav; xm; aqG;aEG;Mu&if aumif;rvm; vdkYyg.. / [dkbufrSm uRefawmf ajymcJhovdk onfEdkifiH ygwf0ef;usif[m
    Asian awGcsnf;yJ qdkayr,fh uRefawmfwdkY jrefrmh vIaerI b0eJY tqifrajywmawG.. tqifajywmawG .. tm;omcsuf tm;enf;csuf awG aqmif&efa&Smif&efawG .. A[kokwawG .. 'gawGudk aqG;aEG; a0rQMuEdkifzdkYyg ..

    aqG;aEG;p&mawGuawmh ...
    1. puFmyl&JY zGJYpnf;yHkeJY yx0DpD;yGm;a&; pHepf taetxm;? ay:vpD eJY AsL[mrsm;
    2. puFmyl&JY ynma&;? vlrIa&;? ,Ofaus;rI awG&JY oabm obm0 eJY tm;omcsuf tm;enf;csufrsm; ..
    3. txl;ojzifh 'DEdkifiH&JY touf[m pD;yGm;a&; jzpfwJh twGufaMumifh rdkYvdkY pD;yGm;a&; qdkif&m rdk;av0o cefYrSef;csufrsm; ..
    'gawGuaerS ...
    1. jrefrmawG &,lEdkifr,fh tcGifhtvrf;awG? owdjyK&r,fh tcsufawG
    2. jrefrmawG vdkufem avhusifh,loifhwJh social and business ethic awG?
    3. wpfa,mufeJY wpfa,muf tNuHay;rIawG? aqG;aEG;rIawG? tawGYtBuHKzvS,frIawG ...
    ponfponf jzifhayghAsm .

    onfvdk vkyfjcif;tm;jzifh ...
    • tenf; qHk; puFmylrSm udk,feJY udk,fhrdom;pk twGuf taumif;qHk; b0tajccHaumif;wpfck wnfaqmufrIuae pNyD; ..
    • multi-culture EdkifiHwpfEdkifiHrSm taumif;qHk; eJY *kPf,lzG,f&m jrefrmh vlrIywf0ef;usifwpfck jzpfatmif b,fvdk vkyfrvJ qdkwJh txd pdwful; pdwfoef; av;awG &EdkifzdkY &nfrSef;ygw,fAsm; .. /
    x&ufwpfckzGifhNyD; tpawmh axmifvdkufNyDAsdKY .. qufvufaqG;aEG;Muavownf; ..

    rSwfcsuf / /ausmif; udp
    tvkyfudp awGuawmh
    any advice to going to Singapore rSmyJ qufaqG;aEG;Muwmaygh ..

    bjcdrfh pAsm.. puFmyl&JY pD;yGm;a&; b,fay: rSm rlwnfovJ uaeNyD;awmh aygh ..
    r[kwfrcH-cGef;wHk hjyefaomf-rSefaomfvnf;&SH;-vlvnf;rkef;\/


  2. #2
    VIMC r[m;',m; Cupid Big Island   mgchaint is on a distinguished road mgchaint's Avatar
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    Default

    Quote Originally Posted by MrYoda View Post
    bjcdrfh pAsm.. puFmyl&JY pD;yGm;a&; b,fay: rSm rlwnfovJ uaeNyD;awmh aygh ..
    armifjcdrfh udk udk,dk;' u tcRefESifh rvdkufygjyD/ b,ftcsdefuwnf;u MunfhvdkU r&wmrSef; rod/ armifjcdrfh onf pD;yGm;a&; ynm&Sif wpfa,muf vkH;0 r[kwfyg/ armifjcdrfh pD;yGm;a&; ynm&Sifwpfa,mufom qdkvQif oef;<u,f olaX; wpfa,muf jzpfwm MumjyDaygh/ armifjcdrfh tcktcsdef txd 0efxrf; b0om &Sdygao;onf/

    [dkwpfavmu udk,dk;' yJ ajrSmufay;vdkU tdrf0,fjcif;ESifh ywfoufjyD; pvkH; tpdk;& taMumif; wpfpGef;wpfp ygoGm;awmh tdrfu rdef;r u qlygonf/ awmf pvkH;raumif;aMumif; ra&;ygeJU vdkqdkonf/
    rdef;r ajymovdk armifjcdrfh p vkH; raumif;aMumif; ajymjcif;r[kwfyg/ odkUaomfvnf; EdkifiHwdkif; EdkifiH wdkif; EdkifiH a&; y&d,,f t& jrKwfuGufav;awG &SdMuonf/ olwdkU wGifvnf ; &Sdygonf/ 'gayr,f h olwdkY taeeJU u odol azmfpm; rodol ausmfoGm; oabmrsdK; &Sdygonf/

    armifjcdrfhwdkU u ukrf&moDzGm; av;*Pef; orm;rsm;wGif igh tpdk;& [k r&Sd/ wufvmaomol rsm;udk a0zef/ rMudKufvQif rMudKuf aMumif;ajym/ 'gayr,fh rdef;r u tJ'Dvdk ajymvmvdkUY eJeJ awmh wGefUoGm;onf/

    tck udk,dk;' ua jrmufay;jyefjyD/ armifjcdrhf pdwfxJ xifwmrsm; udk ajymygrnf/ rSefcsifvnf; rSefygrnf/ rSm;csifvJ rSm;ygvdrfh rnf/ zJorm;pum;ESifh ajymvQif ab;xdkifbdkifMu bkajymcsif;yg/

    armifjcdrf owif ;tjrJ em;axmifygonf/ urmowif;? pvkH; vdku,f owif;? ygvDref aqG;aEG;csufrsm;/ b@m a&;0efMuD; \ ESpfpOf rdefUcGef;? 0efMuD;csKyf \ ae&Sifaea'; jyD; aemuf ESpfygwf rdefUcGef;/ rpfepfpwm rifawmh \ tawG;rsm/ pDeD,m rifepfpwm \ vkyfaqmifcsufrsm;/ owif;pmrsm; xJrSm owif;rsm;\ aemufuG,f rS vkyfaqmifcsufrsm;udk rdrd wwfodoa&GU ajymjyygrnf/
    udk,hfudk,fudk,f om"kac:EdkifzdkUu vdyfjymoefUzdkUta&;MuD;w,f-q&matmifoif;


  3. #3
    Noble Contributor Wizard Cupid   AungDin is on a distinguished road
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    Default

    udkNcdrfh a&;oma&;Asm
    udk,dk;' wdkU udkNcdrfhwdkUvdk csufeJUvufeJU ra&;wwfvdkU
    wdkufqdkifwmav;&Sd&if 0ifatmfae&wm
    usaemfwdkUurS ab;xdkifbkaNym &o orm;
    udk,fhq&mwdkUurS okw eJU &oAs
    uJq&macm;wmaemf
    a&;Muawmh pum;rpyf
    udkNcdrfhu usaemfhvdk rdef;raMumufvm;[if

    atmif'if


  4. #4
    VIMC r[m;',m; Cupid Big Island   mgchaint is on a distinguished road mgchaint's Avatar
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    Default American Recession and Singapore -1

    usL;ypfrsm; jyD;cJhwJh 6 vcefU u pjyD; tar&du rSm tdrf Mortgage awGeJU ywfoufjyD; twdk;ESKef;awGudk yGifhvif;rSK r&Sdbl;/ tdrf armha*hcsf twdk;ESKef;awG avQmhcs oifhw,f ponfjzifh ,ltuf aps;uGuf jyomem tMuD;tus,f pwifcJhonf/ vGefcJwJh 3 vavmufu pvkH; 0efMuD;csKyf vDpefvkH;rS ,ltufpf pD;yGm;a&; uyf qdkufvQif pvkH; taeESifh xdckduf Edkifygonf [k wpfckaom npm pm;yGJ wGif ajymjyoGm;onf udk wDAGDxJwGif MunfhcJhbl;ygonf/

    jyDcJhwJh weFvmaeU (28-01-2008 ) aeU u ,ltufpf orw bk&Sf u olU&JH pwdwf ,leD,H wGif aemufqkH;rdefcGef; ajymMum;oGm;onf/ xdkrdefU cGef; rwdkifrD 2&uf tvdku ,ltuf jynfolrsm;twGuf Tax Rebate tygt0if pD;yGm;a&; taxmuftul twGuf 150 bDvD,H axmufyHrSK tpDtpOf udk aMujimcHonf/ xdktjyif rpwm bk&Sf \ rdefUcGef; wGif Recession [laom pum;vkH; rygatmif pDpOfaecJh Muygonf/ rpwm bk&Sf \ rdefUcGef;wGif "Our economy is undergoing a period of uncertainty." wenf;tm;jzifh ]] igwdkU pD;yGm;a& usqif;aejyD }} [k wzufvSnfhjzifh 0efcH oGm;cJh jcif;yg/

    odkaomf aemufaeU owif;rsm;xJwGif pvkH; 0efMuD;csKyf ESifh wpfuG 0efMuD; tzGJU rsm; tm;vkH; ajymqdkaom pum;rsm;wGif ,ltufpf pD;yGm;a&; uyfqdkuf &if pvkH; u odyfxdrSm r[kwfbl;/ 'gayrJh pD;yGm;a&; wdk;wufrSK eJeJ awmh avsmhoGm;rnf[kom qdkonf/

    1997 ckESpf tm&S pD;yGm;a&;uyf qdkuf pOfu tm&S EdkifiHrsm;om t"du jzpfcJh onf/ Oa&my ESifh ,ltuf pf u odyf jyD; rxdcdkufvdkyfyg/
    911 wkef;u ,ltuf wGif WTC aygufuGJ wkef;u vnf; pD;yGm;a&;uyf r[kwf yg/ acwcP aES;auG;jcif;wpfckomyifjzpfonf/ 'gayrJh 'Dwpfcg awmh pjzpfwmum ,ltuf udk,fwdkif/ urmay:wGif b,folawG tjrifuyfuyf ppfa&; pD;yGm;a&; udk udkifwG,f xdrf;csKyfaeonfrSm ,ltuf/ rnfolrS jiif;vdkU r& w&kwfMuD;vnf;odonf/ ukvm;MuD;vnf;odonf/

    'gqdk 'Dwpfcg jzpfysufjcif;onf pvkH; udk xdcdkuf rxdcdkuf uRefawmf pD;yGm;a&; ynm&Sif r[kwfyg/ aA'ifvnf;ra[mwwfyg/ bmjzpfEdkifovHJ qdkwmvnf; ra0zefvdkyg/ odkUaomf owif;jzpfpOfav;rsm;udk axmufjyjcif;rQomjzpfygonf/

    'Dowif;ESifh qufpyfaom aemufxyf owif; udk xyf qufay;ygrnf/ tcsuf tvuf pkaqmif;cGifhjyKygtkef;/

    udk,hfudk,fudk,f om"kac:EdkifzdkUu vdyfjymoefUzdkUta&;MuD;w,f-q&matmifoif;


  5. #5
    Junior Cupid   andrewdeep is on a distinguished road
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    Default Request to U Chaint

    OD;NcdrfhaqG;aEG;oGm;wmawGut&rf;aumif;ygw,f

    puFmylrSjrefrmowif;rsm; xJrSmtdrf0,fzdkYtaMumif;eJYajymjyoGm; wmawGutrsm;BuD;A[kokw&ygw,f/

    usaemfwck
    request vkyfcsifwm Wealth Management eJYywfowfNyD;vnf;aqG;aEG;ay;ygOD;vdkUyg/usaemfwdkY'DpuFmylrSmaeNyD;'DvdkyJ&SmorQudkrpkwwff yJukefoGm;rSm... rpkww froHk;wwffrSm pdk;rdygw,f/

    tm;vHk;twGuftusdK;&Sdr,fvdkYxifygw,f/
    Last edited by andrewdeep; 02-03-2008 at 06:16 PM.
    wu,fawmh NrdKUysufBuD; wpfckygyJ ... 'gayr,fh Aswfapmif;av; wpfvuf&SdvdkY udk,fcsKdrdw,f...


  6. #6
    VIMC r[m;',m; Cupid Buzy Buzy Buzy   MrYoDa is on a distinguished road MrYoDa's Avatar
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    Default

    udkatmif'ifNuD; rodbl;vm; OD;csdrfY u rrqGdwDpum;udk cspfvGef;vdkY ryg,f&Sm;0Hhwmyg.. (qGd..oabm.. qGdoabm.. eJYaewmyJ .. )

    aiGpkw,fqdkvdkY.. 0ifjzD;r,faemf..

    EdkifiHjcm;rSm tvkyfvmvkyfwJh olawGrSm tvTmESpfck &Sdr,f vdkY jrifrdygw,f? yxrwpfvTmu vlrsm;pk txl;ojzifh um,tm;eJY vkyf&wJh olawG eJY 'kwd,tvTmu OmP tm;eJY vkyf&wJh olawG .. aygh
    yxrtvTmtwGuf u olwdkYrSm rdom;pkudk 'Dudk a&GYzdkY qdkwmrsdK;u cufw,f? qdkvdkwmu &Smxm;orQudk &efukefudk jyefydkY &wmaygh? 'kwd, tvTmuawmh rdom;pkudk yg'Da&TYMuwmrsm;w,f .. ? qdkvdkwmu &efukefudk aiGjyefydkYwmenf;w,f ..

    udk,f&wJh vpmudk tpk 3 pk pkoifhw,f/

    yxr tpku
    udk,f'DrSm oHk;zkdY .. t&rf;acRwmvGef;wm rsdK; rjzpfoifhbl;.. udk,fhusef;rma&;vnf; &Sdao;wmudk; .. rvdkwmawmh roHk;eJYaygh .. ( uGrf;? t&uf? bD,m? rdef;r? a&Smifapcsifw,f.. olYukefuspm;&dwfu rao;yg .. wpfcgpm;zl;&if xyf pm;csifwJh [mrsdK;qdkawmh .. )
    aemufwpfcku 'DtpkxJrSm ay;&ef&Sdonf.. tcGefwdkY bmwdkY vnf; ygw,faem..

    'kwd, tpku tdrfudk jyefydkYzdkYyg.. tJh'dvdk ydkYwJh tcgrSm &efukefrSmusefcJhwJh rdom;pk&JY wpfv toHk;pm;&dwf udkwdwdyy wGufxm;zdkYawmh vdktyfr,fxifygw,f .. / uRefawmf jrifrdorQawmh udk,fhrdom;pk xJu taz? tpfudk wpfa,mufa,muf EdkifiHjcm; oGm;tvkyfvkyfw,fa[h qdkwmeJY tdrfu rdom;pk0ifawG toHk;pm;&dwf wufawmhwmyJ .. udk,froGm;cifuvnf; 'Dpm;&dwf? ukd,foGm;NyD;awmhvnf; 'Dpm;&dwf jzpfoifhygw,f .. rvdkwm roHk;rdatmif rdom;pktoHk;pm;&dwfudk xdef;ausmif;ay;yg .. (vdkoavmufyJ ydkYay;vdkY ajymwm .. )

    ('Dae&mrSm &efukefrSm aps;EIH;wufwJh twGuf aps;awGrwlawmhbl; vdkY ajymygvdrfhr,f.. uRefawmfqdkvdkwm aps;EIH; r[kwfyg.. wefbdk;
    value jzpfygw,f .. wefzdk;udk aiGrm odkY wefzdk;odkvfavSmifEdkifwJh a&Tvdk ypnf; wpfck eJY Oyrm,l csdefq wGufoifhygw,f .. igroGm;cifu wpfv wpfaomif;avmufyJ ukefw,f .. tck vnf; 1 aomif;yJ qdkwmrsdK; xuf ..
    igroGm;cifu tdrfpm;&dwf a&G 1 usyfom;zkd;yJ &Sdw,f 'Dawmh ckvnf; a&T 1 usyfom;zdk;yJ jzpf&r,f qdkwmrsdK;aygh ..
    'gqdk udk,fydkYay;zdkY vdktyfwJh wefzdk;udk csifhvdkY &rSmyg .. )

    wwd, tpk udkawmh pkyg .. pkw,fqdk&mrSm 'Du bPfpm&if;xJrSm xm;wmu ydkoifhjrwfygw,f .. (pvHk;pD;yGm;a&; r*def oa&GYaygh .. )? tcsdKYu &efukefjyefydkYNyD; jrefrmaiGudkvJ bPfxJ xnfhygw,f .. jrefrmaiGwefzdk;u usaewJh twGuf tv[oqHk;&SHK;wJh oabmjzpfaeygw,f .. a,sbk,s jrefrmaiG&JY aiGaMu;azgif;yGEHI;u wpfvudk 3 % avmuf &Sdw,fvdkY oli,fcsif;wpfa,mufu wGufjyzl;ygw,f .. (udkabmhwdkY
    confirm vkyfay;ygtHk; .. ) 'gqdk&if wpfESpfudk 36% &Sdygr,f .. onfhtwGuf udk,fhvufxJrSm &Sdr,fh aiGwpf&m.. 100 [m aemufESpfrSm 64 usyf yJ wefzdk;&SdawmhrSmyg .. wefbdk;avsmhoGm;wmaygh ..
    bPfxJ xnfhxm;&if twdk;u wpfESpfrS 12 % yJ &wmyg .. 'gqkd bPf xJ xnfhxm;&ifawmifrS 24 usyf &SHK;aetHk;rSmyg .. (64 + 12= 76)

    onfawmh pkaqmif;w,fqdkwm[m rdrdydkifqdkifrI wefzdk; udk xdef;odrf;wmyg .. /onfhtwGuf wefzdk; ao wpfck jzpfatmif b,fvdk pkaqmif;rvJ qdkwmrsdK;udk yxrqHk; pOf;pm;oihfygw,f.. / 'ghaMumifh pkaqmif;r,fqdk&if aiGrmwpfrsdK;rsdK; (a': vm)? ypnf; (a&T)? eJY
    property (tdrf? wdkufcef ponfjzifh yHkpHajymif;NyD; pkaqmif;oihfygw,f ..

    aemufwpfqifhuawmh pkaqmif;vkdY &wJh wefbdk;udk b,fvdk wdk;yGm;atmifvkyfrvJ qdkwmygyJ .... ( 'gawmh jznf;jznf;aygh.. taemfvnf; rsufvHk;av; uvnfuvnfyJ &Sdao;w,f. .)

    vlawGrSm (jrefrmawG&,fvdkY r[kwfyg) cRwf,Gif;csufwpfck &Sdygw,f .. tJh'gu NudkoHk;wmyg .. / ( Oyrm 'DrSm tvkyfvm&Smw,f .. tvkyfu&NyD vcu rxkwf&ao;bl; .. vukef&if igvc &rSmyJ qdkNyd; udk,f0,fcsifwmawG acs;iSm;NyD; a&Smuf0,fw,f .. vcxkwf&if jyefay;r,f uGm.. qdkwmrsdK;.. ) 'grsdK;udk owdeJYa&Smifyg .. / udk,fh qDrSm um xm;EdkifwJh wefzdk;yrmP wpfckck ausmaxmufaemufcH t&ifqHk;&Sdoifhygw,f .. /

    txl;ojzifh um, tm;eJY tvkyfvkyf&wJh jrefrmawGudk odapcsifwmyg.. / um, tm;eJY tvkyfvkyf&wJh twGuf wufvrf; eJygw,f .. udk,ftvkyfvkyfEdkifpGrf;udk touft&G,feJY Z&mu uefYowfxm;ygw,f .. onfhtwGuf udk,fvkyfEdkifpGrf;&Sdwkef; wefbdk;udk pkaqmif;EdkiforQ pkaqmif;Muyg .... ..vdkY .. /
    r[kwfrcH-cGef;wHk hjyefaomf-rSefaomfvnf;&SH;-vlvnf;rkef;\/


  7. #7
    VIMC r[m;',m; Cupid Big Island   mgchaint is on a distinguished road mgchaint's Avatar
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    Default

    Quote Originally Posted by andrewdeep View Post

    usaemfwckrequest vkyfcsifwm Wealth Management eJYywfowfNyD;vnf;aqG;aEG;ay;ygOD;vdkUyg/usaemfwdkY'DpuFmylrSmaeNyD;'DvdkyJ&SmorQudkrpkwwff yJukefoGm;rSm... rpkww froHk;wwffrSm pdk;rdygw,f/

    tm;vHk;twGuftusdK;&Sdr,fvdkYxifygw,f/
    ukdtif'&k;'dyfa&....

    'Dawmypf u aqG;aEG;ajymqdk&wJh abmifu t&rf;udk us,fygw,f/ uRefawmfajymjywJh tajctae u tckrS tpyJ &Sdygao;w,f/ 'gaMumifh wealth Management buf udk yg vSnfh&r,fqdk&if awmfawmfeJU udk tvSnfha&mufEdkifr,f rxifygbl;/ tckqdk&if udk,dk;' u tJ'D taMumif;eJU ywfoufjyD; ajymjyygvdrfhr,f/

    tvkyfcGJjcm;vkyfudkifjcif;ayghAsm/ olu vJ tJ'DtaMumif; udk qufajymygvdrfhr,f/ udk ,dk;' a& qufajymAs/ 'gjyD;&if insurance taMumif;yg qufvdkU &ygw,f/
    uRefawmfu pjyD;om; taMumif;udk qufvuf jyD; wifjyygr,f/ 'Do&uf u eJeJ ysif;p&mawmh aumif;rSmyJ / 'gayr,fh uRefawmfwdkU jrefrmawG odoifhwmuawmh trSefygyJ/

    nus&if tifzav;&SIf;taMumif;udk qufygr,fAsm/
    tckawmh &kH; xHrSmrdkvdkY 'DavmufeJU yJ &yfyg&ap/
    udk,hfudk,fudk,f om"kac:EdkifzdkUu vdyfjymoefUzdkUta&;MuD;w,f-q&matmifoif;


  8. #8
    VIMC r[m;',m; Cupid Buzy Buzy Buzy   MrYoDa is on a distinguished road MrYoDa's Avatar
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    Default Controlling your Cash-Flow (Setup your Budget)

    rdrd\aiGaMu;vnfygwfrI (cash flow) tm;xdef;csKyfjcif; .. odkY bwf*suf..

    csrf;omcsifwJh vlwdkif;rSm yxrOD;qHk;&Sdudk,fhwJh t&mwpfcku bwf*suf ygwJh.. / bwf*sufqdkwm udk,fhrSm 0ifaiG b,f avmuf&SdovJ.. toHk;pm;&dwf b,favmuf&SdovJ .. ydkvQHrI b,favmuf &SdovJ qdkwJh pm&if;av; wpfck ygyJ .. / odkYaomf onfpm&if;av;udk pHepfwus xm;wJh tusifhvkyfxm;cJh&if rvdkvm;tyfwJh jyoemNuD;awGuae a&SmifvGm;Edkifygvdrfhr,f vdkY qdkygw,f ..
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  9. #9
    Junior Cupid   andrewdeep is on a distinguished road
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  10. #10
    VIMC r[m;',m; Cupid Big Island   mgchaint is on a distinguished road mgchaint's Avatar
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    Last edited by mgchaint; 02-04-2008 at 03:11 PM.
    udk,hfudk,fudk,f om"kac:EdkifzdkUu vdyfjymoefUzdkUta&;MuD;w,f-q&matmifoif;


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